Hypothetical illustration only Not a forecast, recommendation or guarantee

GROW CALCULATOR

Small moves.
Two possible paths.

Adjust the inputs and see how the selected CapitalEvolve scenario compares with the same employee dollars in a traditional savings account at a constant hypothetical 3.40% annual rate.

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Make recurring employee contributions?
Include employer support?
Illustrative investment approach

Scenario rates are hypothetical and are not portfolio forecasts. The 18% scenario is especially aggressive and may materially overstate future results.

GROW

What your path could look like

Moderate · 9.0%Savings · 3.40%
CapitalEvolve and traditional savings hypothetical growth comparisonThe chart updates when calculator inputs change.
CAPITALEVOLVE SCENARIO$0At age 45, after proposed CapitalEvolve fees
TRADITIONAL SAVINGS · 3.40%$0Same employee dollars, employer contributions excluded
ILLUSTRATIVE DIFFERENCE$0CapitalEvolve illustration above savings
Starting deposit$0
Employee contributions$0
Employer contributions$0
Years modeled0
Estimated contribution fees$0
Estimated account fees$0
Assumptions used

READ THE ILLUSTRATION CORRECTLY

Growth is not a straight line.

Hypothetical illustration only. The smooth lines visualize constant annual assumptions for comparison. Actual investment returns fluctuate, may be negative and will not occur evenly. No displayed rate is a recommendation, promise or expected return.

The CapitalEvolve illustration applies the proposed 0.50% fee to employee deposits and a 0.25% annual account fee assessed monthly. It assumes no contribution fee on employer contributions and reinvests modeled growth. It excludes taxes, underlying fund expenses, brokerage charges, inflation and employer-program limits.

The savings reference remains fixed at a hypothetical 3.40% annual rate compounded monthly, with no fees or taxes. It uses the same employee starting deposit and recurring contributions but excludes employer contributions. Real savings rates change. Eligible bank deposits may qualify for FDIC or NCUA coverage subject to applicable rules and limits; securities do not.

The Income-focused scenario models total return with distributions reinvested. Dividends and distributions are not guaranteed, may not be paid monthly and may be reduced, changed or suspended.

INVESTMENT RISK